PropertiesHow It WorksGovernanceDevelopersDocs
Built on Stellar · Powered by USDC

Own Real Estate
for $1 a month.
Anywhere.

Proptify lets you buy fractional property tokens on African and Southeast Asian real estate. Earn rent. Build wealth. No bank required.

P
Lekki Phase 1 Apts
Lagos, Nigeria
FUNDED 78%
🏙️
Lekki Phase 1 Apartments
Lagos, Nigeria · Residential
$0.50 / token
8.4% APY
—
Total Value Locked
Across all properties
—
Properties Listed
Africa & Southeast Asia
—
Investors
From 22 countries
—
Countries Supported
And growing fast
How It Works

Three steps to your first
property investment

No bank account. No minimum. No complexity. Just real estate, tokenized.

01
🌍
Browse & Select
Explore curated properties across Lagos, Accra, Nairobi, Jakarta and more — each with full legal disclosures and projected yields.
02
🔗
Buy Tokens with USDC or XLM
Select the fraction you want — even $1 worth. Tokens are minted on Stellar's secure network. No crypto expertise needed.
03
💸
Earn Monthly Rent
Rental income is collected by property managers and split proportionally to all token holders via smart contract — auto-deposited to your wallet.
Featured Properties

Invest in what you can see.

🏙️
Residential
Lekki Phase 1 Apts
📍 Lagos, Nigeria
$0.50 / token
8.4% APY
78% funded$390K raised
🌊
Commercial
Marina Bay Shopfronts
📍 Accra, Ghana
$1.25 / token
10.1% APY
55% funded$275K raised
🌿
Short-term Rental
Bali Eco Villas
📍 Bali, Indonesia
$2.00 / token
13.7% APY
92% funded$920K raised
🏗️
Commercial
Nairobi Tech Hub
📍 Nairobi, Kenya
$0.75 / token
9.2% APY
41% funded$205K raised
Why Proptify

Real estate ownership.
Reimagined for the Global South.

Traditional property investment requires large capital, a bank account, and proximity to the asset. Proptify removes every one of those barriers.

✓ SSL Encrypted✓ Audited Contracts✓ Open Source
🌍
Borderless by Design
Invest from anywhere. We support USDC and XLM, making it trivially easy to participate without a local bank account.
⚡
Instant Settlement
Stellar settles in 5 seconds. Rent payments land in your wallet on the same day, every month.
🔒
Non-Custodial
You hold your own tokens. We never custody your assets. Your keys, your property.
⚖️
Compliance-Ready
Jurisdiction-aware compliance modules built into every property listing, following SEC Nigeria, SEC Ghana, and local equivalents.
🗳️
On-Chain Governance
Token holders vote on major property decisions — repairs, management changes, and more.
📈
Installment Sales
Can't buy all at once? Our installment engine lets you drip invest over time. No minimums, no penalt​ies.
claim-rent.ts
// Claim rent on Stellar network
const contract = new rpc.Server(HORIZON_URL);
const tx = await contract.invokeContractFunction({
  contract: PROPTIFY_CONTRACT_ID,
  method: "claim_rent",
  args: [Address.fromString(walletAddress)],
  fee: 100,
});
await tx.sign({ keypair: userKeypair });
const result = await contract.sendTransaction(tx);
console.log("Rent claimed:", result.hash);
200+
GitHub Issues
8
Smart Contracts
MIT
Licensed
💰
Bounties Available
For Developers

Open source.
Fully hackable.

Proptify is built in the open. Smart contracts, backend, and frontend are MIT licensed. Integrate rent streams, governance, or fractional ownership into your own app.

We offer an SDK, developer docs, and a bounty program for contributors who build on top of the protocol.

Testimonials

Heard from our investors

"

I bought my first piece of property with $170. I never thought that was possible.

AO
Adaeze O.
Product Designer, Lagos
"

The rent just shows up in my wallet every month. It feels like magic.

KA
Kwame A.
Engineer, Accra
"

Finally, a platform that treats Africa and Southeast Asia as first-class.

BS
Budi S.
Investor, Jakarta
FAQ

Common questions

Do I need a bank account?+

No. You just need a Stellar wallet (Freighter or xBull). We support USDC and XLM.

How is rent collected and distributed?+

Property managers deposit rent monthly. Our smart contract splits it proportionally to all token holders automatically.

Is Proptify regulated?+

We operate compliance modules per jurisdiction. In Nigeria, we follow SEC guidelines. In Ghana, SEC Ghana. Each property shows its jurisdiction.

What happens if I want to sell my tokens?+

A secondary market is coming in Q3 2026. Until then, tokens are transferable to any whitelisted wallet.

Is the code open source?+

Yes. All smart contracts, the backend, and the frontend are MIT licensed on GitHub.